A native of Louisiana, Morgan obtained a Bachelor of Business Administration in 1987 from Texas State University, and began his lifelong career in providing associations insurance and other member benefits.
Following the 1999 acquisition of UTA insurance company which Morgan helped build, he co-founded Association Member Benefits Advisors (AMBA). Under his leadership, AMBA has become the preeminent national provider of public sector retiree associations member benefits.
As of December 2016, Morgan retired from AMBA, and spends his time in Maui, Hawaii, and Austin with family and friends. Morgan is a lifetime Texas State Alumni Association Member, Bobcat Club Member, and is involved with numerous corporate and charitable organizations.